Grunderwerbsteuer & Baufinanzierung für €225,000 in Baden-Württemberg (2026)
Purchasing a €225,000 residential property in Baden-Württemberg, Germany incurs €11,250 in Grunderwerbsteuer (Baden-Württemberg: 5.0%) plus €4,500 in notary and land registry fees. With a 20% deposit (€45,000) and a 25-year mortgage at 3.68%, your monthly payment is €919/month.
Monthly Mortgage (25Y)
€919/mo
Loan: €180,000 @ 3.68%
Property Transfer Tax
€11,250
Grunderwerbsteuer (Baden-Württemberg: 5.0%)
Notary & Registry
€4,500
Total Closing: €15,750
Total Cash Needed
€60,750
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €225,000 |
| Grunderwerbsteuer (Baden-Württemberg: 5.0%) (5.00%) | €11,250 |
| Notary & Land Registry Fees | €4,500 |
| Total Non-Recoverable Closing Costs | €15,750 |
| 20% Down Payment (Deposit) | €45,000 |
| Total Upfront Cash Required at Closing | €60,750 |
| Mortgage Principal Financed (80% LTV) | €180,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €918.59 / month |
| Total Interest Over 25 Years | €95,578 |