Grunderwerbsteuer & Baufinanzierung für €775,000 in Bayern (2026)
Purchasing a €775,000 residential property in Bavaria, Germany incurs €27,125 in Grunderwerbsteuer (Bayern: 3.5%) plus €15,500 in notary and land registry fees. With a 20% deposit (€155,000) and a 25-year mortgage at 3.68%, your monthly payment is €3,164/month.
Monthly Mortgage (25Y)
€3,164/mo
Loan: €620,000 @ 3.68%
Property Transfer Tax
€27,125
Grunderwerbsteuer (Bayern: 3.5%)
Notary & Registry
€15,500
Total Closing: €42,625
Total Cash Needed
€197,625
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €775,000 |
| Grunderwerbsteuer (Bayern: 3.5%) (3.50%) | €27,125 |
| Notary & Land Registry Fees | €15,500 |
| Total Non-Recoverable Closing Costs | €42,625 |
| 20% Down Payment (Deposit) | €155,000 |
| Total Upfront Cash Required at Closing | €197,625 |
| Mortgage Principal Financed (80% LTV) | €620,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €3,164.04 / month |
| Total Interest Over 25 Years | €329,212 |