Grunderwerbsteuer & Baufinanzierung für €175,000 in Hamburg (2026)
Purchasing a €175,000 residential property in Hamburg, Germany incurs €9,625 in Grunderwerbsteuer (Hamburg: 5.5%) plus €3,500 in notary and land registry fees. With a 20% deposit (€35,000) and a 25-year mortgage at 3.68%, your monthly payment is €714/month.
Monthly Mortgage (25Y)
€714/mo
Loan: €140,000 @ 3.68%
Property Transfer Tax
€9,625
Grunderwerbsteuer (Hamburg: 5.5%)
Notary & Registry
€3,500
Total Closing: €13,125
Total Cash Needed
€48,125
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €175,000 |
| Grunderwerbsteuer (Hamburg: 5.5%) (5.50%) | €9,625 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €13,125 |
| 20% Down Payment (Deposit) | €35,000 |
| Total Upfront Cash Required at Closing | €48,125 |
| Mortgage Principal Financed (80% LTV) | €140,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €714.46 / month |
| Total Interest Over 25 Years | €74,338 |