Grunderwerbsteuer & Baufinanzierung für €1,400,000 in Hessen (2026)
Purchasing a €1,400,000 residential property in Hesse, Germany incurs €84,000 in Grunderwerbsteuer (Hessen: 6.0%) plus €28,000 in notary and land registry fees. With a 20% deposit (€280,000) and a 25-year mortgage at 3.68%, your monthly payment is €5,716/month.
Monthly Mortgage (25Y)
€5,716/mo
Loan: €1,120,000 @ 3.68%
Property Transfer Tax
€84,000
Grunderwerbsteuer (Hessen: 6.0%)
Notary & Registry
€28,000
Total Closing: €112,000
Total Cash Needed
€392,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,400,000 |
| Grunderwerbsteuer (Hessen: 6.0%) (6.00%) | €84,000 |
| Notary & Land Registry Fees | €28,000 |
| Total Non-Recoverable Closing Costs | €112,000 |
| 20% Down Payment (Deposit) | €280,000 |
| Total Upfront Cash Required at Closing | €392,000 |
| Mortgage Principal Financed (80% LTV) | €1,120,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €5,715.68 / month |
| Total Interest Over 25 Years | €594,705 |