Grunderwerbsteuer & Baufinanzierung für €725,000 in Schleswig-Holstein (2026)
Purchasing a €725,000 residential property in Schleswig-Holstein, Germany incurs €47,125 in Grunderwerbsteuer (Schleswig-Holstein: 6.5%) plus €14,500 in notary and land registry fees. With a 20% deposit (€145,000) and a 25-year mortgage at 3.68%, your monthly payment is €2,960/month.
Monthly Mortgage (25Y)
€2,960/mo
Loan: €580,000 @ 3.68%
Property Transfer Tax
€47,125
Grunderwerbsteuer (Schleswig-Holstein: 6.5%)
Notary & Registry
€14,500
Total Closing: €61,625
Total Cash Needed
€206,625
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €725,000 |
| Grunderwerbsteuer (Schleswig-Holstein: 6.5%) (6.50%) | €47,125 |
| Notary & Land Registry Fees | €14,500 |
| Total Non-Recoverable Closing Costs | €61,625 |
| 20% Down Payment (Deposit) | €145,000 |
| Total Upfront Cash Required at Closing | €206,625 |
| Mortgage Principal Financed (80% LTV) | €580,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €2,959.91 / month |
| Total Interest Over 25 Years | €307,972 |
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