Grunderwerbsteuer & Baufinanzierung für CHF 275,000 in Bern (2026)
Purchasing a CHF 275,000 residential property in Bern, Switzerland incurs CHF 4,950 in Handänderungssteuer & Grundbuch (Bern) plus CHF 2,200 in notary and land registry fees. With a 20% deposit (CHF 55,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 916/month.
Monthly Mortgage (25Y)
CHF 916/mo
Loan: CHF 220,000 @ 1.85%
Property Transfer Tax
CHF 4,950
Handänderungssteuer & Grundbuch (Bern)
Notary & Registry
CHF 2,200
Total Closing: CHF 7,150
Total Cash Needed
CHF 62,150
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 275,000 |
| Handänderungssteuer & Grundbuch (Bern) (1.80%) | CHF 4,950 |
| Notary & Land Registry Fees | CHF 2,200 |
| Total Non-Recoverable Closing Costs | CHF 7,150 |
| 20% Down Payment (Deposit) | CHF 55,000 |
| Total Upfront Cash Required at Closing | CHF 62,150 |
| Mortgage Principal Financed (80% LTV) | CHF 220,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 916.50 / month |
| Total Interest Over 25 Years | CHF 54,949 |