Grunderwerbsteuer & Baufinanzierung für CHF 750,000 in Bern (2026)
Purchasing a CHF 750,000 residential property in Bern, Switzerland incurs CHF 13,500 in Handänderungssteuer & Grundbuch (Bern) plus CHF 6,000 in notary and land registry fees. With a 20% deposit (CHF 150,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 2,500/month.
Monthly Mortgage (25Y)
CHF 2,500/mo
Loan: CHF 600,000 @ 1.85%
Property Transfer Tax
CHF 13,500
Handänderungssteuer & Grundbuch (Bern)
Notary & Registry
CHF 6,000
Total Closing: CHF 19,500
Total Cash Needed
CHF 169,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 750,000 |
| Handänderungssteuer & Grundbuch (Bern) (1.80%) | CHF 13,500 |
| Notary & Land Registry Fees | CHF 6,000 |
| Total Non-Recoverable Closing Costs | CHF 19,500 |
| 20% Down Payment (Deposit) | CHF 150,000 |
| Total Upfront Cash Required at Closing | CHF 169,500 |
| Mortgage Principal Financed (80% LTV) | CHF 600,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 2,499.54 / month |
| Total Interest Over 25 Years | CHF 149,862 |