Grunderwerbsteuer & Baufinanzierung für CHF 950,000 in Bern (2026)
Purchasing a CHF 950,000 residential property in Bern, Switzerland incurs CHF 17,100 in Handänderungssteuer & Grundbuch (Bern) plus CHF 7,600 in notary and land registry fees. With a 20% deposit (CHF 190,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 3,166/month.
Monthly Mortgage (25Y)
CHF 3,166/mo
Loan: CHF 760,000 @ 1.85%
Property Transfer Tax
CHF 17,100
Handänderungssteuer & Grundbuch (Bern)
Notary & Registry
CHF 7,600
Total Closing: CHF 24,700
Total Cash Needed
CHF 214,700
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 950,000 |
| Handänderungssteuer & Grundbuch (Bern) (1.80%) | CHF 17,100 |
| Notary & Land Registry Fees | CHF 7,600 |
| Total Non-Recoverable Closing Costs | CHF 24,700 |
| 20% Down Payment (Deposit) | CHF 190,000 |
| Total Upfront Cash Required at Closing | CHF 214,700 |
| Mortgage Principal Financed (80% LTV) | CHF 760,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 3,166.08 / month |
| Total Interest Over 25 Years | CHF 189,825 |