Grunderwerbsteuer & Baufinanzierung für CHF 275,000 in Ticino (2026)
Purchasing a CHF 275,000 residential property in Ticino (Lugano), Switzerland incurs CHF 5,500 in Handänderungssteuer & Grundbuch (Ticino) plus CHF 2,200 in notary and land registry fees. With a 20% deposit (CHF 55,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 916/month.
Monthly Mortgage (25Y)
CHF 916/mo
Loan: CHF 220,000 @ 1.85%
Property Transfer Tax
CHF 5,500
Handänderungssteuer & Grundbuch (Ticino)
Notary & Registry
CHF 2,200
Total Closing: CHF 7,700
Total Cash Needed
CHF 62,700
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 275,000 |
| Handänderungssteuer & Grundbuch (Ticino) (2.00%) | CHF 5,500 |
| Notary & Land Registry Fees | CHF 2,200 |
| Total Non-Recoverable Closing Costs | CHF 7,700 |
| 20% Down Payment (Deposit) | CHF 55,000 |
| Total Upfront Cash Required at Closing | CHF 62,700 |
| Mortgage Principal Financed (80% LTV) | CHF 220,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 916.50 / month |
| Total Interest Over 25 Years | CHF 54,949 |
Other Property Prices in Ticino (Lugano)
CHF 150,000 in Ticino (Lugano)CHF 175,000 in Ticino (Lugano)CHF 200,000 in Ticino (Lugano)CHF 225,000 in Ticino (Lugano)CHF 250,000 in Ticino (Lugano)CHF 300,000 in Ticino (Lugano)CHF 325,000 in Ticino (Lugano)CHF 350,000 in Ticino (Lugano)CHF 375,000 in Ticino (Lugano)CHF 400,000 in Ticino (Lugano)