Grunderwerbsteuer & Baufinanzierung für CHF 350,000 in Ticino (2026)
Purchasing a CHF 350,000 residential property in Ticino (Lugano), Switzerland incurs CHF 7,000 in Handänderungssteuer & Grundbuch (Ticino) plus CHF 2,800 in notary and land registry fees. With a 20% deposit (CHF 70,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 1,166/month.
Monthly Mortgage (25Y)
CHF 1,166/mo
Loan: CHF 280,000 @ 1.85%
Property Transfer Tax
CHF 7,000
Handänderungssteuer & Grundbuch (Ticino)
Notary & Registry
CHF 2,800
Total Closing: CHF 9,800
Total Cash Needed
CHF 79,800
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 350,000 |
| Handänderungssteuer & Grundbuch (Ticino) (2.00%) | CHF 7,000 |
| Notary & Land Registry Fees | CHF 2,800 |
| Total Non-Recoverable Closing Costs | CHF 9,800 |
| 20% Down Payment (Deposit) | CHF 70,000 |
| Total Upfront Cash Required at Closing | CHF 79,800 |
| Mortgage Principal Financed (80% LTV) | CHF 280,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 1,166.45 / month |
| Total Interest Over 25 Years | CHF 69,935 |
Other Property Prices in Ticino (Lugano)
CHF 200,000 in Ticino (Lugano)CHF 225,000 in Ticino (Lugano)CHF 250,000 in Ticino (Lugano)CHF 275,000 in Ticino (Lugano)CHF 300,000 in Ticino (Lugano)CHF 325,000 in Ticino (Lugano)CHF 375,000 in Ticino (Lugano)CHF 400,000 in Ticino (Lugano)CHF 425,000 in Ticino (Lugano)CHF 450,000 in Ticino (Lugano)