Grunderwerbsteuer & Baufinanzierung für CHF 1,350,000 in Vaud (2026)
Purchasing a CHF 1,350,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 44,550 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 10,800 in notary and land registry fees. With a 20% deposit (CHF 270,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 4,499/month.
Monthly Mortgage (25Y)
CHF 4,499/mo
Loan: CHF 1,080,000 @ 1.85%
Property Transfer Tax
CHF 44,550
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 10,800
Total Closing: CHF 55,350
Total Cash Needed
CHF 325,350
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 1,350,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 44,550 |
| Notary & Land Registry Fees | CHF 10,800 |
| Total Non-Recoverable Closing Costs | CHF 55,350 |
| 20% Down Payment (Deposit) | CHF 270,000 |
| Total Upfront Cash Required at Closing | CHF 325,350 |
| Mortgage Principal Financed (80% LTV) | CHF 1,080,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 4,499.17 / month |
| Total Interest Over 25 Years | CHF 269,751 |