Grunderwerbsteuer & Baufinanzierung für CHF 500,000 in Vaud (2026)
Purchasing a CHF 500,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 16,500 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 4,000 in notary and land registry fees. With a 20% deposit (CHF 100,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 1,666/month.
Monthly Mortgage (25Y)
CHF 1,666/mo
Loan: CHF 400,000 @ 1.85%
Property Transfer Tax
CHF 16,500
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 4,000
Total Closing: CHF 20,500
Total Cash Needed
CHF 120,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 500,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 16,500 |
| Notary & Land Registry Fees | CHF 4,000 |
| Total Non-Recoverable Closing Costs | CHF 20,500 |
| 20% Down Payment (Deposit) | CHF 100,000 |
| Total Upfront Cash Required at Closing | CHF 120,500 |
| Mortgage Principal Financed (80% LTV) | CHF 400,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 1,666.36 / month |
| Total Interest Over 25 Years | CHF 99,908 |
Other Property Prices in Vaud (Lausanne)
CHF 350,000 in Vaud (Lausanne)CHF 375,000 in Vaud (Lausanne)CHF 400,000 in Vaud (Lausanne)CHF 425,000 in Vaud (Lausanne)CHF 450,000 in Vaud (Lausanne)CHF 475,000 in Vaud (Lausanne)CHF 525,000 in Vaud (Lausanne)CHF 550,000 in Vaud (Lausanne)CHF 575,000 in Vaud (Lausanne)CHF 600,000 in Vaud (Lausanne)