Frais de Notaire & Prêt Immobilier pour €1,150,000 en Auvergne-Rhône-Alpes (2026)
Purchasing a €1,150,000 residential property in Auvergne-Rhône-Alpes (Lyon), France incurs €66,700 in Frais de Notaire & Droits d'Enregistrement plus €19,550 in notary and land registry fees. With a 20% deposit (€230,000) and a 25-year mortgage at 3.55%, your monthly payment is €4,630/month.
Monthly Mortgage (25Y)
€4,630/mo
Loan: €920,000 @ 3.55%
Property Transfer Tax
€66,700
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€19,550
Total Closing: €86,250
Total Cash Needed
€316,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,150,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €66,700 |
| Notary & Land Registry Fees | €19,550 |
| Total Non-Recoverable Closing Costs | €86,250 |
| 20% Down Payment (Deposit) | €230,000 |
| Total Upfront Cash Required at Closing | €316,250 |
| Mortgage Principal Financed (80% LTV) | €920,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €4,630.44 / month |
| Total Interest Over 25 Years | €469,133 |