Frais de Notaire & Prêt Immobilier pour €525,000 en Hauts-de-France (2026)
Purchasing a €525,000 residential property in Hauts-de-France (Lille), France incurs €30,450 in Frais de Notaire & Droits d'Enregistrement plus €8,925 in notary and land registry fees. With a 20% deposit (€105,000) and a 25-year mortgage at 3.55%, your monthly payment is €2,114/month.
Monthly Mortgage (25Y)
€2,114/mo
Loan: €420,000 @ 3.55%
Property Transfer Tax
€30,450
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€8,925
Total Closing: €39,375
Total Cash Needed
€144,375
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €525,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €30,450 |
| Notary & Land Registry Fees | €8,925 |
| Total Non-Recoverable Closing Costs | €39,375 |
| 20% Down Payment (Deposit) | €105,000 |
| Total Upfront Cash Required at Closing | €144,375 |
| Mortgage Principal Financed (80% LTV) | €420,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €2,113.90 / month |
| Total Interest Over 25 Years | €214,170 |
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