ECB Refi Rate: 2.65% ECB Deposit: 2.50% Eurozone Mortgage: 3.30% UK Mortgage: 4.62% EUR/GBP: £0.8373 EUR/CHF: CHF 0.9227
Home › Property Tax & Mortgage › €500,000 in Île-de-France (Paris)

Frais de Notaire & Prêt Immobilier pour €500,000 en Île-de-France (Paris) (2026)

Purchasing a €500,000 residential property in Île-de-France (Paris), France incurs €29,000 in Frais de Notaire & Droits d'Enregistrement plus €8,500 in notary and land registry fees. With a 20% deposit (€100,000) and a 25-year mortgage at 3.55%, your monthly payment is €2,013/month.

Monthly Mortgage (25Y)
€2,013/mo
Loan: €400,000 @ 3.55%
Property Transfer Tax
€29,000
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€8,500
Total Closing: €37,500
Total Cash Needed
€137,500
20% Deposit + Closing Tax

Complete Closing Cost & Mortgage Amortization Table

Property Purchase Price€500,000
Frais de Notaire & Droits d'Enregistrement (5.80%)€29,000
Notary & Land Registry Fees€8,500
Total Non-Recoverable Closing Costs€37,500
20% Down Payment (Deposit)€100,000
Total Upfront Cash Required at Closing€137,500
Mortgage Principal Financed (80% LTV)€400,000
Monthly Principal & Interest (25 Years @ 3.55%)€2,013.24 / month
Total Interest Over 25 Years€203,971

Other Property Prices in Île-de-France (Paris)