Frais de Notaire & Prêt Immobilier pour €1,400,000 en Occitanie (2026)
Purchasing a €1,400,000 residential property in Occitanie (Toulouse & Montpellier), France incurs €81,200 in Frais de Notaire & Droits d'Enregistrement plus €23,800 in notary and land registry fees. With a 20% deposit (€280,000) and a 25-year mortgage at 3.55%, your monthly payment is €5,637/month.
Monthly Mortgage (25Y)
€5,637/mo
Loan: €1,120,000 @ 3.55%
Property Transfer Tax
€81,200
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€23,800
Total Closing: €105,000
Total Cash Needed
€385,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,400,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €81,200 |
| Notary & Land Registry Fees | €23,800 |
| Total Non-Recoverable Closing Costs | €105,000 |
| 20% Down Payment (Deposit) | €280,000 |
| Total Upfront Cash Required at Closing | €385,000 |
| Mortgage Principal Financed (80% LTV) | €1,120,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €5,637.06 / month |
| Total Interest Over 25 Years | €571,119 |