Frais de Notaire & Prêt Immobilier pour €850,000 en Pays de la Loire (2026)
Purchasing a €850,000 residential property in Pays de la Loire (Nantes), France incurs €49,300 in Frais de Notaire & Droits d'Enregistrement plus €14,450 in notary and land registry fees. With a 20% deposit (€170,000) and a 25-year mortgage at 3.55%, your monthly payment is €3,423/month.
Monthly Mortgage (25Y)
€3,423/mo
Loan: €680,000 @ 3.55%
Property Transfer Tax
€49,300
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€14,450
Total Closing: €63,750
Total Cash Needed
€233,750
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €850,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €49,300 |
| Notary & Land Registry Fees | €14,450 |
| Total Non-Recoverable Closing Costs | €63,750 |
| 20% Down Payment (Deposit) | €170,000 |
| Total Upfront Cash Required at Closing | €233,750 |
| Mortgage Principal Financed (80% LTV) | €680,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €3,422.50 / month |
| Total Interest Over 25 Years | €346,751 |