€1,400,000 Property Transfer Tax & Mortgage in Lazio (Rome) (2026)
Purchasing a €1,400,000 residential property in Lazio (Rome), Italy incurs €67,200 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€280,000) and a 25-year mortgage at 3.75%, your monthly payment is €5,758/month.
Monthly Mortgage (25Y)
€5,758/mo
Loan: €1,120,000 @ 3.75%
Property Transfer Tax
€67,200
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €70,700
Total Cash Needed
€350,700
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,400,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.80%) | €67,200 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €70,700 |
| 20% Down Payment (Deposit) | €280,000 |
| Total Upfront Cash Required at Closing | €350,700 |
| Mortgage Principal Financed (80% LTV) | €1,120,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €5,758.27 / month |
| Total Interest Over 25 Years | €607,481 |