€800,000 Property Transfer Tax & Mortgage in Apulia (Bari) (2026)
Purchasing a €800,000 residential property in Apulia (Bari), Italy incurs €36,000 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€160,000) and a 25-year mortgage at 3.75%, your monthly payment is €3,290/month.
Monthly Mortgage (25Y)
€3,290/mo
Loan: €640,000 @ 3.75%
Property Transfer Tax
€36,000
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €39,500
Total Cash Needed
€199,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €800,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.50%) | €36,000 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €39,500 |
| 20% Down Payment (Deposit) | €160,000 |
| Total Upfront Cash Required at Closing | €199,500 |
| Mortgage Principal Financed (80% LTV) | €640,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €3,290.44 / month |
| Total Interest Over 25 Years | €347,132 |