€1,000,000 Property Transfer Tax & Mortgage in Trentino-South Tyrol (Bolzano) (2026)
Purchasing a €1,000,000 residential property in Trentino-South Tyrol (Bolzano), Italy incurs €40,000 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€200,000) and a 25-year mortgage at 3.75%, your monthly payment is €4,113/month.
Monthly Mortgage (25Y)
€4,113/mo
Loan: €800,000 @ 3.75%
Property Transfer Tax
€40,000
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €43,500
Total Cash Needed
€243,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,000,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.00%) | €40,000 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €43,500 |
| 20% Down Payment (Deposit) | €200,000 |
| Total Upfront Cash Required at Closing | €243,500 |
| Mortgage Principal Financed (80% LTV) | €800,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €4,113.05 / month |
| Total Interest Over 25 Years | €433,915 |