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Home › Property Tax & Mortgage › €700,000 in Tuscany (Florence)

€700,000 Property Transfer Tax & Mortgage in Tuscany (Florence) (2026)

Purchasing a €700,000 residential property in Tuscany (Florence), Italy incurs €31,500 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€140,000) and a 25-year mortgage at 3.75%, your monthly payment is €2,879/month.

Monthly Mortgage (25Y)
€2,879/mo
Loan: €560,000 @ 3.75%
Property Transfer Tax
€31,500
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €35,000
Total Cash Needed
€175,000
20% Deposit + Closing Tax

Complete Closing Cost & Mortgage Amortization Table

Property Purchase Price€700,000
Imposta di Registro, Ipotecaria e Catastale (4.50%)€31,500
Notary & Land Registry Fees€3,500
Total Non-Recoverable Closing Costs€35,000
20% Down Payment (Deposit)€140,000
Total Upfront Cash Required at Closing€175,000
Mortgage Principal Financed (80% LTV)€560,000
Monthly Principal & Interest (25 Years @ 3.75%)€2,879.13 / month
Total Interest Over 25 Years€303,740

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