€775,000 Property Transfer Tax & Mortgage in Tuscany (Florence) (2026)
Purchasing a €775,000 residential property in Tuscany (Florence), Italy incurs €34,875 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€155,000) and a 25-year mortgage at 3.75%, your monthly payment is €3,188/month.
Monthly Mortgage (25Y)
€3,188/mo
Loan: €620,000 @ 3.75%
Property Transfer Tax
€34,875
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €38,375
Total Cash Needed
€193,375
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €775,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.50%) | €34,875 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €38,375 |
| 20% Down Payment (Deposit) | €155,000 |
| Total Upfront Cash Required at Closing | €193,375 |
| Mortgage Principal Financed (80% LTV) | €620,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €3,187.61 / month |
| Total Interest Over 25 Years | €336,284 |