€1,050,000 Property Transfer Tax & Mortgage in Baden-Württemberg (2026)
Purchasing a €1,050,000 residential property in Baden-Württemberg, Germany incurs €52,500 in Grunderwerbsteuer (Baden-Württemberg: 5.0%) plus €21,000 in notary and land registry fees. With a 20% deposit (€210,000) and a 25-year mortgage at 3.68%, your monthly payment is €4,287/month.
Monthly Mortgage (25Y)
€4,287/mo
Loan: €840,000 @ 3.68%
Property Transfer Tax
€52,500
Grunderwerbsteuer (Baden-Württemberg: 5.0%)
Notary & Registry
€21,000
Total Closing: €73,500
Total Cash Needed
€283,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,050,000 |
| Grunderwerbsteuer (Baden-Württemberg: 5.0%) (5.00%) | €52,500 |
| Notary & Land Registry Fees | €21,000 |
| Total Non-Recoverable Closing Costs | €73,500 |
| 20% Down Payment (Deposit) | €210,000 |
| Total Upfront Cash Required at Closing | €283,500 |
| Mortgage Principal Financed (80% LTV) | €840,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €4,286.76 / month |
| Total Interest Over 25 Years | €446,029 |