CHF 400,000 Property Transfer Tax & Mortgage in Basel-Stadt (2026)
Purchasing a CHF 400,000 residential property in Basel-Stadt, Switzerland incurs CHF 12,000 in Handänderungssteuer & Grundbuch (Basel-Stadt) plus CHF 3,200 in notary and land registry fees. With a 20% deposit (CHF 80,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 1,333/month.
Monthly Mortgage (25Y)
CHF 1,333/mo
Loan: CHF 320,000 @ 1.85%
Property Transfer Tax
CHF 12,000
Handänderungssteuer & Grundbuch (Basel-Stadt)
Notary & Registry
CHF 3,200
Total Closing: CHF 15,200
Total Cash Needed
CHF 95,200
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 400,000 |
| Handänderungssteuer & Grundbuch (Basel-Stadt) (3.00%) | CHF 12,000 |
| Notary & Land Registry Fees | CHF 3,200 |
| Total Non-Recoverable Closing Costs | CHF 15,200 |
| 20% Down Payment (Deposit) | CHF 80,000 |
| Total Upfront Cash Required at Closing | CHF 95,200 |
| Mortgage Principal Financed (80% LTV) | CHF 320,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 1,333.09 / month |
| Total Interest Over 25 Years | CHF 79,926 |