€1,000,000 Property Transfer Tax & Mortgage in Centre-Val de Loire (Orléans) (2026)
Purchasing a €1,000,000 residential property in Centre-Val de Loire (Orléans), France incurs €58,000 in Frais de Notaire & Droits d'Enregistrement plus €17,000 in notary and land registry fees. With a 20% deposit (€200,000) and a 25-year mortgage at 3.55%, your monthly payment is €4,026/month.
Monthly Mortgage (25Y)
€4,026/mo
Loan: €800,000 @ 3.55%
Property Transfer Tax
€58,000
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€17,000
Total Closing: €75,000
Total Cash Needed
€275,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,000,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €58,000 |
| Notary & Land Registry Fees | €17,000 |
| Total Non-Recoverable Closing Costs | €75,000 |
| 20% Down Payment (Deposit) | €200,000 |
| Total Upfront Cash Required at Closing | €275,000 |
| Mortgage Principal Financed (80% LTV) | €800,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €4,026.47 / month |
| Total Interest Over 25 Years | €407,942 |