€225,000 Property Transfer Tax & Mortgage in Centre-Val de Loire (Orléans) (2026)
Purchasing a €225,000 residential property in Centre-Val de Loire (Orléans), France incurs €13,050 in Frais de Notaire & Droits d'Enregistrement plus €3,825 in notary and land registry fees. With a 20% deposit (€45,000) and a 25-year mortgage at 3.55%, your monthly payment is €906/month.
Monthly Mortgage (25Y)
€906/mo
Loan: €180,000 @ 3.55%
Property Transfer Tax
€13,050
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€3,825
Total Closing: €16,875
Total Cash Needed
€61,875
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €225,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €13,050 |
| Notary & Land Registry Fees | €3,825 |
| Total Non-Recoverable Closing Costs | €16,875 |
| 20% Down Payment (Deposit) | €45,000 |
| Total Upfront Cash Required at Closing | €61,875 |
| Mortgage Principal Financed (80% LTV) | €180,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €905.96 / month |
| Total Interest Over 25 Years | €91,787 |
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