€1,100,000 Property Transfer Tax & Mortgage in Flevoland (Almere) (2026)
Purchasing a €1,100,000 residential property in Flevoland (Almere), Netherlands incurs €22,000 in Overdrachtsbelasting (2% Owner-Occupied) plus €2,800 in notary and land registry fees. With a 20% deposit (€220,000) and a 25-year mortgage at 3.80%, your monthly payment is €4,548/month.
Monthly Mortgage (25Y)
€4,548/mo
Loan: €880,000 @ 3.80%
Property Transfer Tax
€22,000
Overdrachtsbelasting (2% Owner-Occupied)
Notary & Registry
€2,800
Total Closing: €24,800
Total Cash Needed
€244,800
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,100,000 |
| Overdrachtsbelasting (2% Owner-Occupied) (2.00%) | €22,000 |
| Notary & Land Registry Fees | €2,800 |
| Total Non-Recoverable Closing Costs | €24,800 |
| 20% Down Payment (Deposit) | €220,000 |
| Total Upfront Cash Required at Closing | €244,800 |
| Mortgage Principal Financed (80% LTV) | €880,000 |
| Monthly Principal & Interest (25 Years @ 3.80%) | €4,548.34 / month |
| Total Interest Over 25 Years | €484,501 |