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Home › Property Tax & Mortgage › €475,000 in Friesland (Leeuwarden)

€475,000 Property Transfer Tax & Mortgage in Friesland (Leeuwarden) (2026)

Purchasing a €475,000 residential property in Friesland (Leeuwarden), Netherlands incurs €9,500 in Overdrachtsbelasting (2% Owner-Occupied) plus €2,800 in notary and land registry fees. With a 20% deposit (€95,000) and a 25-year mortgage at 3.80%, your monthly payment is €1,964/month.

Monthly Mortgage (25Y)
€1,964/mo
Loan: €380,000 @ 3.80%
Property Transfer Tax
€9,500
Overdrachtsbelasting (2% Owner-Occupied)
Notary & Registry
€2,800
Total Closing: €12,300
Total Cash Needed
€107,300
20% Deposit + Closing Tax

Complete Closing Cost & Mortgage Amortization Table

Property Purchase Price€475,000
Overdrachtsbelasting (2% Owner-Occupied) (2.00%)€9,500
Notary & Land Registry Fees€2,800
Total Non-Recoverable Closing Costs€12,300
20% Down Payment (Deposit)€95,000
Total Upfront Cash Required at Closing€107,300
Mortgage Principal Financed (80% LTV)€380,000
Monthly Principal & Interest (25 Years @ 3.80%)€1,964.05 / month
Total Interest Over 25 Years€209,216

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