€850,000 Property Transfer Tax & Mortgage in Hesse (2026)
Purchasing a €850,000 residential property in Hesse, Germany incurs €51,000 in Grunderwerbsteuer (Hessen: 6.0%) plus €17,000 in notary and land registry fees. With a 20% deposit (€170,000) and a 25-year mortgage at 3.68%, your monthly payment is €3,470/month.
Monthly Mortgage (25Y)
€3,470/mo
Loan: €680,000 @ 3.68%
Property Transfer Tax
€51,000
Grunderwerbsteuer (Hessen: 6.0%)
Notary & Registry
€17,000
Total Closing: €68,000
Total Cash Needed
€238,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €850,000 |
| Grunderwerbsteuer (Hessen: 6.0%) (6.00%) | €51,000 |
| Notary & Land Registry Fees | €17,000 |
| Total Non-Recoverable Closing Costs | €68,000 |
| 20% Down Payment (Deposit) | €170,000 |
| Total Upfront Cash Required at Closing | €238,000 |
| Mortgage Principal Financed (80% LTV) | €680,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €3,470.24 / month |
| Total Interest Over 25 Years | €361,071 |