€775,000 Property Transfer Tax & Mortgage in Île-de-France (Paris) (2026)
Purchasing a €775,000 residential property in Île-de-France (Paris), France incurs €44,950 in Frais de Notaire & Droits d'Enregistrement plus €13,175 in notary and land registry fees. With a 20% deposit (€155,000) and a 25-year mortgage at 3.55%, your monthly payment is €3,121/month.
Monthly Mortgage (25Y)
€3,121/mo
Loan: €620,000 @ 3.55%
Property Transfer Tax
€44,950
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€13,175
Total Closing: €58,125
Total Cash Needed
€213,125
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €775,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €44,950 |
| Notary & Land Registry Fees | €13,175 |
| Total Non-Recoverable Closing Costs | €58,125 |
| 20% Down Payment (Deposit) | €155,000 |
| Total Upfront Cash Required at Closing | €213,125 |
| Mortgage Principal Financed (80% LTV) | €620,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €3,120.52 / month |
| Total Interest Over 25 Years | €316,155 |