€200,000 Property Transfer Tax & Mortgage in Occitanie (Toulouse & Montpellier) (2026)
Purchasing a €200,000 residential property in Occitanie (Toulouse & Montpellier), France incurs €11,600 in Frais de Notaire & Droits d'Enregistrement plus €3,400 in notary and land registry fees. With a 20% deposit (€40,000) and a 25-year mortgage at 3.55%, your monthly payment is €805/month.
Monthly Mortgage (25Y)
€805/mo
Loan: €160,000 @ 3.55%
Property Transfer Tax
€11,600
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€3,400
Total Closing: €15,000
Total Cash Needed
€55,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €200,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €11,600 |
| Notary & Land Registry Fees | €3,400 |
| Total Non-Recoverable Closing Costs | €15,000 |
| 20% Down Payment (Deposit) | €40,000 |
| Total Upfront Cash Required at Closing | €55,000 |
| Mortgage Principal Financed (80% LTV) | €160,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €805.29 / month |
| Total Interest Over 25 Years | €81,588 |
Other Property Prices in Occitanie (Toulouse & Montpellier)
€150,000 in Occitanie (Toulouse & Montpellier)€175,000 in Occitanie (Toulouse & Montpellier)€225,000 in Occitanie (Toulouse & Montpellier)€250,000 in Occitanie (Toulouse & Montpellier)€275,000 in Occitanie (Toulouse & Montpellier)€300,000 in Occitanie (Toulouse & Montpellier)€325,000 in Occitanie (Toulouse & Montpellier)€350,000 in Occitanie (Toulouse & Montpellier)