€650,000 Property Transfer Tax & Mortgage in Occitanie (Toulouse & Montpellier) (2026)
Purchasing a €650,000 residential property in Occitanie (Toulouse & Montpellier), France incurs €37,700 in Frais de Notaire & Droits d'Enregistrement plus €11,050 in notary and land registry fees. With a 20% deposit (€130,000) and a 25-year mortgage at 3.55%, your monthly payment is €2,617/month.
Monthly Mortgage (25Y)
€2,617/mo
Loan: €520,000 @ 3.55%
Property Transfer Tax
€37,700
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€11,050
Total Closing: €48,750
Total Cash Needed
€178,750
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €650,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €37,700 |
| Notary & Land Registry Fees | €11,050 |
| Total Non-Recoverable Closing Costs | €48,750 |
| 20% Down Payment (Deposit) | €130,000 |
| Total Upfront Cash Required at Closing | €178,750 |
| Mortgage Principal Financed (80% LTV) | €520,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €2,617.21 / month |
| Total Interest Over 25 Years | €265,162 |
Other Property Prices in Occitanie (Toulouse & Montpellier)
€500,000 in Occitanie (Toulouse & Montpellier)€525,000 in Occitanie (Toulouse & Montpellier)€550,000 in Occitanie (Toulouse & Montpellier)€575,000 in Occitanie (Toulouse & Montpellier)€600,000 in Occitanie (Toulouse & Montpellier)€625,000 in Occitanie (Toulouse & Montpellier)€675,000 in Occitanie (Toulouse & Montpellier)€700,000 in Occitanie (Toulouse & Montpellier)€725,000 in Occitanie (Toulouse & Montpellier)€750,000 in Occitanie (Toulouse & Montpellier)