€675,000 Property Transfer Tax & Mortgage in Pays de la Loire (Nantes) (2026)
Purchasing a €675,000 residential property in Pays de la Loire (Nantes), France incurs €39,150 in Frais de Notaire & Droits d'Enregistrement plus €11,475 in notary and land registry fees. With a 20% deposit (€135,000) and a 25-year mortgage at 3.55%, your monthly payment is €2,718/month.
Monthly Mortgage (25Y)
€2,718/mo
Loan: €540,000 @ 3.55%
Property Transfer Tax
€39,150
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€11,475
Total Closing: €50,625
Total Cash Needed
€185,625
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €675,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €39,150 |
| Notary & Land Registry Fees | €11,475 |
| Total Non-Recoverable Closing Costs | €50,625 |
| 20% Down Payment (Deposit) | €135,000 |
| Total Upfront Cash Required at Closing | €185,625 |
| Mortgage Principal Financed (80% LTV) | €540,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €2,717.87 / month |
| Total Interest Over 25 Years | €275,361 |
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