€325,000 Property Transfer Tax & Mortgage in Saxony (2026)
Purchasing a €325,000 residential property in Saxony, Germany incurs €17,875 in Grunderwerbsteuer (Sachsen: 5.5%) plus €6,500 in notary and land registry fees. With a 20% deposit (€65,000) and a 25-year mortgage at 3.68%, your monthly payment is €1,327/month.
Monthly Mortgage (25Y)
€1,327/mo
Loan: €260,000 @ 3.68%
Property Transfer Tax
€17,875
Grunderwerbsteuer (Sachsen: 5.5%)
Notary & Registry
€6,500
Total Closing: €24,375
Total Cash Needed
€89,375
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €325,000 |
| Grunderwerbsteuer (Sachsen: 5.5%) (5.50%) | €17,875 |
| Notary & Land Registry Fees | €6,500 |
| Total Non-Recoverable Closing Costs | €24,375 |
| 20% Down Payment (Deposit) | €65,000 |
| Total Upfront Cash Required at Closing | €89,375 |
| Mortgage Principal Financed (80% LTV) | €260,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €1,326.86 / month |
| Total Interest Over 25 Years | €138,057 |