€575,000 Property Transfer Tax & Mortgage in Saxony (2026)
Purchasing a €575,000 residential property in Saxony, Germany incurs €31,625 in Grunderwerbsteuer (Sachsen: 5.5%) plus €11,500 in notary and land registry fees. With a 20% deposit (€115,000) and a 25-year mortgage at 3.68%, your monthly payment is €2,348/month.
Monthly Mortgage (25Y)
€2,348/mo
Loan: €460,000 @ 3.68%
Property Transfer Tax
€31,625
Grunderwerbsteuer (Sachsen: 5.5%)
Notary & Registry
€11,500
Total Closing: €43,125
Total Cash Needed
€158,125
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €575,000 |
| Grunderwerbsteuer (Sachsen: 5.5%) (5.50%) | €31,625 |
| Notary & Land Registry Fees | €11,500 |
| Total Non-Recoverable Closing Costs | €43,125 |
| 20% Down Payment (Deposit) | €115,000 |
| Total Upfront Cash Required at Closing | €158,125 |
| Mortgage Principal Financed (80% LTV) | €460,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €2,347.51 / month |
| Total Interest Over 25 Years | €244,254 |