£1,400,000 Property Transfer Tax & Mortgage in South West (Bristol) (2026)
Purchasing a £1,400,000 residential property in South West (Bristol), United Kingdom incurs £81,250 in UK Stamp Duty Land Tax (SDLT) plus £2,200 in notary and land registry fees. With a 20% deposit (£280,000) and a 25-year mortgage at 4.62%, your monthly payment is £6,302/month.
Monthly Mortgage (25Y)
£6,302/mo
Loan: £1,120,000 @ 4.62%
Property Transfer Tax
£81,250
UK Stamp Duty Land Tax (SDLT)
Notary & Registry
£2,200
Total Closing: £83,450
Total Cash Needed
£363,450
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | £1,400,000 |
| UK Stamp Duty Land Tax (SDLT) (5.80%) | £81,250 |
| Notary & Land Registry Fees | £2,200 |
| Total Non-Recoverable Closing Costs | £83,450 |
| 20% Down Payment (Deposit) | £280,000 |
| Total Upfront Cash Required at Closing | £363,450 |
| Mortgage Principal Financed (80% LTV) | £1,120,000 |
| Monthly Principal & Interest (25 Years @ 4.62%) | £6,301.85 / month |
| Total Interest Over 25 Years | £770,556 |