€1,000,000 Property Transfer Tax & Mortgage in Thuringia (2026)
Purchasing a €1,000,000 residential property in Thuringia, Germany incurs €50,000 in Grunderwerbsteuer (Thüringen: 5.0%) plus €20,000 in notary and land registry fees. With a 20% deposit (€200,000) and a 25-year mortgage at 3.68%, your monthly payment is €4,083/month.
Monthly Mortgage (25Y)
€4,083/mo
Loan: €800,000 @ 3.68%
Property Transfer Tax
€50,000
Grunderwerbsteuer (Thüringen: 5.0%)
Notary & Registry
€20,000
Total Closing: €70,000
Total Cash Needed
€270,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,000,000 |
| Grunderwerbsteuer (Thüringen: 5.0%) (5.00%) | €50,000 |
| Notary & Land Registry Fees | €20,000 |
| Total Non-Recoverable Closing Costs | €70,000 |
| 20% Down Payment (Deposit) | €200,000 |
| Total Upfront Cash Required at Closing | €270,000 |
| Mortgage Principal Financed (80% LTV) | €800,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €4,082.63 / month |
| Total Interest Over 25 Years | €424,790 |