CHF 225,000 Property Transfer Tax & Mortgage in Vaud (Lausanne) (2026)
Purchasing a CHF 225,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 7,425 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 1,800 in notary and land registry fees. With a 20% deposit (CHF 45,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 750/month.
Monthly Mortgage (25Y)
CHF 750/mo
Loan: CHF 180,000 @ 1.85%
Property Transfer Tax
CHF 7,425
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 1,800
Total Closing: CHF 9,225
Total Cash Needed
CHF 54,225
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 225,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 7,425 |
| Notary & Land Registry Fees | CHF 1,800 |
| Total Non-Recoverable Closing Costs | CHF 9,225 |
| 20% Down Payment (Deposit) | CHF 45,000 |
| Total Upfront Cash Required at Closing | CHF 54,225 |
| Mortgage Principal Financed (80% LTV) | CHF 180,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 749.86 / month |
| Total Interest Over 25 Years | CHF 44,958 |