CHF 725,000 Property Transfer Tax & Mortgage in Vaud (Lausanne) (2026)
Purchasing a CHF 725,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 23,925 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 5,800 in notary and land registry fees. With a 20% deposit (CHF 145,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 2,416/month.
Monthly Mortgage (25Y)
CHF 2,416/mo
Loan: CHF 580,000 @ 1.85%
Property Transfer Tax
CHF 23,925
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 5,800
Total Closing: CHF 29,725
Total Cash Needed
CHF 174,725
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 725,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 23,925 |
| Notary & Land Registry Fees | CHF 5,800 |
| Total Non-Recoverable Closing Costs | CHF 29,725 |
| 20% Down Payment (Deposit) | CHF 145,000 |
| Total Upfront Cash Required at Closing | CHF 174,725 |
| Mortgage Principal Financed (80% LTV) | CHF 580,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 2,416.22 / month |
| Total Interest Over 25 Years | CHF 144,866 |
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