CHF 950,000 Property Transfer Tax & Mortgage in Vaud (Lausanne) (2026)
Purchasing a CHF 950,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 31,350 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 7,600 in notary and land registry fees. With a 20% deposit (CHF 190,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 3,166/month.
Monthly Mortgage (25Y)
CHF 3,166/mo
Loan: CHF 760,000 @ 1.85%
Property Transfer Tax
CHF 31,350
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 7,600
Total Closing: CHF 38,950
Total Cash Needed
CHF 228,950
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 950,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 31,350 |
| Notary & Land Registry Fees | CHF 7,600 |
| Total Non-Recoverable Closing Costs | CHF 38,950 |
| 20% Down Payment (Deposit) | CHF 190,000 |
| Total Upfront Cash Required at Closing | CHF 228,950 |
| Mortgage Principal Financed (80% LTV) | CHF 760,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 3,166.08 / month |
| Total Interest Over 25 Years | CHF 189,825 |