Grunderwerbsteuer & Baufinanzierung für CHF 375,000 in Vaud (2026)
Purchasing a CHF 375,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 12,375 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 3,000 in notary and land registry fees. With a 20% deposit (CHF 75,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 1,250/month.
Monthly Mortgage (25Y)
CHF 1,250/mo
Loan: CHF 300,000 @ 1.85%
Property Transfer Tax
CHF 12,375
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 3,000
Total Closing: CHF 15,375
Total Cash Needed
CHF 90,375
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 375,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 12,375 |
| Notary & Land Registry Fees | CHF 3,000 |
| Total Non-Recoverable Closing Costs | CHF 15,375 |
| 20% Down Payment (Deposit) | CHF 75,000 |
| Total Upfront Cash Required at Closing | CHF 90,375 |
| Mortgage Principal Financed (80% LTV) | CHF 300,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 1,249.77 / month |
| Total Interest Over 25 Years | CHF 74,931 |
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