Grunderwerbsteuer & Baufinanzierung für CHF 750,000 in Vaud (2026)
Purchasing a CHF 750,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 24,750 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 6,000 in notary and land registry fees. With a 20% deposit (CHF 150,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 2,500/month.
Monthly Mortgage (25Y)
CHF 2,500/mo
Loan: CHF 600,000 @ 1.85%
Property Transfer Tax
CHF 24,750
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 6,000
Total Closing: CHF 30,750
Total Cash Needed
CHF 180,750
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 750,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 24,750 |
| Notary & Land Registry Fees | CHF 6,000 |
| Total Non-Recoverable Closing Costs | CHF 30,750 |
| 20% Down Payment (Deposit) | CHF 150,000 |
| Total Upfront Cash Required at Closing | CHF 180,750 |
| Mortgage Principal Financed (80% LTV) | CHF 600,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 2,499.54 / month |
| Total Interest Over 25 Years | CHF 149,862 |
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